Money Psychology and Decisions

In El Salvador, many families live with tight budgets, unstable income, and pressure from rising prices. Remittances from family members abroad are common, but fees and delays can eat into that money. At the same time, new tools like digital dollars and Bitcoin exist alongside cash. For a young person here, personal finance is about much more than learning to save. Bitcoin is used as money in El Salvador and in many countries around the world. That makes understanding it part of real life, not a theoretical concept. At a basic level, Bitcoin is money you can hold yourself. There is no bank account to open and no company that decides whether you can access it. Control comes from what you hold, not who you ask. Throughout this course, we will look at different forms of money by their strengths, weaknesses, and trade-offs. Regardless of the form money takes, the same basic questions apply: how to earn it, how to spend it, how to save it, and how to protect it over time.